?What is Flood Insurance

Flood insurance does not cover water-related damages from other causes (such as leakage/seepage claims) or damage caused by wind-driven rain. Purchasing flood insurance will help protect the things you value. A flood insurance policy covers two types of property: the structure of
.your home and the contents

This distinction is made because each has
their own deductibles and limits, respectively. Note that flood insurance policies do not cover the land your home sits on. The coverage for the structure of your home typically includes: Foundation Electrical and plumbing Central air systems and furnace Water heaters Refrigerators, cooking stoves, and built-in appliances Permanently installed carpeting over an unfinished floor.